Business,

How to spot a Ponzi Scheme

A Ponzi scheme is a type of fraud in which a company lures investors by promising a huge profit. Recent investors get the funds used to pay previous investors. Investors, who don’t know that there are others in the scheme, believe that the income they receive is legitimate, but are unaware that they are losing money. Many victims end up desperate and become victims. To protect your cash and credit cards, you might want to buy a couple of wallets for credit cards.

NY litigation attorney

It is hard to predict when a Ponzi scheme may occur. However, there are certain signs that you should be cautious of. Unlicensed individuals run most schemes. Therefore, if you think a Ponzi scheme is being operated by an unlicensed individual, be wary. You can check if the company is registered with SEC. This way, you can see if the firm has any history of fraudulent activities.

Most Ponzi schemes run by unlicensed individuals. This means you won’t know who is running the Ponzi scheme. This means you won’t be able report them to the SEC and the state securities regulators. There are many ways to report a Ponzi scheme. The U.S. Securities and Exchange Commission (USSEC) is the nation’s most authoritative body. It also has a website that protects consumers. To protect yourself financially, you need alternative income streams – and playing sports betting via ufabet168.bet could help you out with that.

If you’re looking for an investment that will give you a large return, be careful. If you aren’t an expert in the area, a Ponzi scheme can be a scam. You don’t have need to be an expert in the field to recognize the signs. Simply take the time to learn more about the industry you’re interested in. You can save yourself a lot of headaches by educating yourself about the risks. Ask your financial advisor and NY litigation attorney for help if you’re not sure how to spot a Ponzi scheme.

Ponzi schemes are a type investment scheme. The money investors invest in it is usually returned to them at a rate that’s much lower than their initial investment. The money is deposited in the operator’s account and left to grow. The money is then withdrawn by the operator and left to grow.

Invisalign Boston
Health & Fitness,

How Invisalign Can Fix Crooked Teeth

When teeth are crooked or misaligned, they can interfere with both speech and biting. Invisalign Boston treatments can help correct these issues, resulting in healthier, more attractive smiles.

The cost of Invisalign varies depending on the level of complexity of your case. It is important to find an experienced orthodontist who will provide a clear breakdown of the cost.

What Is Invisalign?

Invisalign uses plastic aligners that are clear to straighten teeth, without the metal brackets and wires of traditional braces. Invisalign is almost invisible, making it an excellent choice for adults who worry about their appearance.

Invisalign Boston

The first step in the Invisalign process is a consultation with an orthodontist who will take digital impressions of your teeth. This information is then used to create a treatment plan that will show how your teeth will move over time. Your orthodontist then creates a series of aligners that are customized. Each new set of trays moves your teeth a quarter of a millimeter at a time.

During the treatment, you must wear your aligners 20 to 22 hour a day. You can only remove them to eat or drink. You will need to brush and floss your teeth before putting the aligners back in. You will need to visit your orthodontist regularly to ensure that the treatment is progressing well.

Once your aligners are complete, you will need to wear retainers in order to keep your new, straight smile for life. Your orthodontist gives you a custom-made, fitted retainer to prevent your teeth from shifting.

Invisalign can reduce the risk of gum disease, tooth decay, and improve your ability to chew. It also increases your self-confidence and allows you to speak clearly. It is important to remember that you will only achieve the best results if your aligners are worn regularly. If you are having trouble remembering to use them, you may want to consider traditional braces.

How Does Invisalign Work?

Invisalign clear braces are custom-made and fit snugly around your teeth. They use a combination gentle pressure and constant stimulation in order to shift your teeth into the correct positions. Invisalign offers a more discreet and faster method of straightening teeth than traditional braces.

Invisalign aligners, unlike traditional braces are removable. You can remove them to eat, to drink, to brush and to floss. This makes it easy to maintain a daily oral hygiene routine. If they are not taken out, liquids can seep in and cause bacteria to grow on your gumline or the surface of your tooth. You may also experience tooth pain and/or sensitivity if you keep your aligners in too long.

When you’re wearing Invisalign, you should only remove the trays to eat and drink. To achieve the best results, it’s important to change to a fresh set of trays at least every one to two weeks and wear them for 22 hours a day.

Orthodontists may attach attachments to your front teeth that act as levers, helping you to move your teeth. These are made from composite material that blends in with your teeth.

It’s normal for you to feel some discomfort at first, but this should subside after a few weeks. Some people have increased sensitivity to their teeth. This is easily remedied by using toothpastes made for sensitive teeth. Once your treatment is complete, you’ll need to use retainers to keep your smile looking its best. Ask your Maple Dental Health dentist for recommendations.

What Are The Benefits Of Invisalign?

Invisalign is able to correct a wide range issues affecting the alignment, position and bite of teeth. This includes crooked or twisted teeth, which can cause adults to feel self-conscious and can even lead to dental health issues such as cavities.

Invisalign also works to straighten out overlapping teeth, and correct the position the jaw. Unlike traditional braces, the aligners are clear, making them less noticeable to others. The clear aligners also blend in with the color of your natural teeth, so they aren’t as visually jarring.

Invisalign also offers the benefit of removable trays, which allow you to eat your favorite foods. You should clean the trays frequently to prevent bacteria buildup, which can cause odors and discoloration. You should also avoid biting into hard or crunchy foods, since the aligners can break or become loose.

You are more likely, when you have a better smile, to brush and floss your teeth regularly, improving your dental hygiene. This can help to prevent tooth decay and gum diseases, as well reduce the likelihood of dental health issues like bruxism.

How Much Does Invisalign Cost?

Invisalign’s cost varies depending on several factors including the complexity of dental issues. For example, very crooked teeth or a mouth with an overbite will take more time to slowly move into a straight position than a mouth with mild alignment issues. Additionally, the location of your Invisalign provider plays a role in overall cost.

Consider the experience of your Invisalign physician. Orthodontists, like dentists, have to go through extra training to learn how they can move and align the teeth. This specialized training allows orthodontists to provide patients with a more precise, accurate diagnosis and treatment plan.

During your initial Invisalign appointment, your orthodontist evaluates your smile to determine if any misalignment is present. The orthodontist will create a digital model of the mouth from digital impressions. They can then see how your teeth shift over time, and plan which series of aligners to give you.

After your aligners have been made, you’ll need to wear them every day and remove them occasionally for cleaning or eating. You will switch to the next set of trays in your series after two weeks, and each aligner will gently guide your teeth into their new, straight positions.

Many orthodontists provide affordable monthly payment plans that are tailored to your budget. You may also be eligible to use tax free dollars from your flexible spending or health savings accounts (HSAs) to pay your Invisalign treatment. Many credit card and dental companies offer financing for healthcare costs, with interest rates as low as 0% if paid back within a set time period.

Is Invisalign The Right Treatment For Me?

Crooked teeth can be a cosmetic and functional problem. Traditional braces have been a popular orthodontic method for many decades. However, some patients prefer less visible options. There are many discreet straightening options available today.

Invisalign is one of the most popular. Invisalign uses clear aligner trays that gradually shift teeth into position. Each tray is worn about two weeks, before the next one in the series is replaced. Each new tray usually moves the teeth about a quarter-millimeter. Invisalign is perfect for correcting mild crowding, spacing and bite issues.

Invisalign can take up to a year in average, but a full treatment course that achieves the desired result will be completed sooner. The treatment outcome is dependent on the patient’s compliance. Patients must wear the aligners continuously for 20 to 22, hours per day. Those who tend to slack on this requirement or who frequently misplace the trays will likely see less desirable outcomes.

Invisalign is a relatively safe orthodontic treatment for adults and teens. A dentist or orthodontist must perform an evaluation on a patient before recommending Invisalign. This assessment will include a review of a patient’s medical records, an examination of their teeth, and a discussion about the patient’s treatment goals. If the patient isn’t a good candidate, a dentist may recommend other treatment methods like traditional braces.

A group of people looking at each other
Business, Construction,

LH Accelerator: Open for applications!

Building innovation together is the ambition of LH Accelerator, the start-up program launched by construction sector leaders LafargeHolcim, CCCC (China Communications and Construction Company) and Sika.

The program is now open to applications from start-ups from around the world specializing in construction materials and building solutions. Interested companies and entrepreneurs can apply directly on LH Accelerator website until March 25, 2018. To help you with the funds you need, you might want to look into playing some fun and thrilling เว็บพนันบาคาร่าufabet.moe เกมคาสิโนได้เงินจริงเล่นบาคาร่าเว็บพนันบาคาร่า online.

The program will begin in May and is a unique opportunity for young, innovative companies to develop, test and market their ideas and turn them into a successful business. Over the course of six months, the chosen start-ups will have access to a powerful mix of entrepreneurial, business and technical expertise from LafargeHolcim, CCCC and Sika and other external specialized partners. Other benefits include:

  • Access to the best R&D equipment in the construction industry,
  • Hands-on guidance from over 150 R&D experts from LafargeHolcim,
  • Mentoring from seasoned business specialists and top managers,
  • Connections with investors,
  • Potential business opportunities with major players in the building industry,
  • Free office space in LafargeHolcim’s R&D Center in Lyon, France.

“We created the LH Accelerator program because we believe in open innovation,” says Simon Wiedemann, program leader for LafargeHolcim. “Our industry must provide solutions to global issues like climate change and urbanization. We will achieve this through innovation and by combining the new ideas of start-ups with the proven experience of major players along the whole construction value chain. This can be a game-changer.”

A large stadium with green grass with Moses Mabhida Stadium in the background
Business, Construction,

LafargeHolcim provides construction solutions for Russia’s football stadiums

LafargeHolcim contributed to the construction and reconstruction of key infrastructure projects in Russia including eight of the twelve stadiums that will be used for the football tournament.

The Group’s cement plants in Shurovo, Ferzikovo and Volsk and aggregate quarries in Karelia Republic all played a vital role in providing construction materials for stadiums such as Moscow’s flagship Luzhniki Stadium, which will host seven matches including the opening game between Russia and Saudi Arabia as well as the final. If you are a huge sports fan, high is the chance you’d do really well playing some fun sports betting games via https://www.ufabet168s.com.

In particular, for the flagship Luzhniki Stadium, following a four-year renovation program completed at the end of 2017 and a capacity expansion to 80,000, LafargeHolcim Russia provided specialized cement according to the project and technical requirements: high compressive strength and reduced hydration heat to avoid cracks and increase durability of construction.

The project called for an uninterrupted supply of cement, additional quality control and technical support in the composition of ready-mix concrete. The volume of cement supplied was more than 20 000 tons for more than 60 000 m3 of concrete works. Most of the construction elements were produced from this concrete: foundation elements, plates with a thickness of 600 mm, berms, stiffeners, columns, stands, jet piles 20 mx 600 mm.

In addition to the sporting venues, LafargeHolcim provided a wide range of construction materials (cement and aggregates) for infrastructure projects, including airports, roads, tunnels and bridges, built to support the world’s most viewed sports event.

Marcel Cobuz, Regional Head Europe and member of the Group Executive Committee: “Large infrastructure projects built to tight deadlines for such events are always a major challenge. As the leading global construction materials company, LafargeHolcim was able to meet these needs through our large network of cement plants and aggregate quarries across Russia that allowed a constant, high volume uninterrupted supply of highest quality cement to all construction projects. We are delighted and proud to be a preferred partner for such prestigious projects, in Russia and across Europe, capitalizing on our global know-how.”

The main venues built using the Group’s products are:

  • Luzhniki Stadium (Moscow) – The stadium will host seven tournament matches including the opening match and final
  • Kazan Arena (Kazan) – The stadium will host six games
  • Ekaterinburg Arena (Ekaterinburg) – The stadium will host four group-stage matches
  • Nizhny Novgorod Arena (Nizhny Novgorod) – The stadium is hosting six matches
  • Volgograd Arena (Volgograd) – Four matches will be played at the Volgograd Arena
  • Samara Arena (Samara) – Six matches to be held at the Samara Arena
  • Rostov Arena (Rostov-on-Don) – Four group-stage matches and Round-of-16 tie to be held at Rostov Arena

A airplane that is parked on the side of a building
Business,

From landfill to resource: how Geocycle contributes to the fight against plastic pollution

World Environment Day 2018 focuses on plastic pollution, and the changes we can make in our everyday lives to reduce its burden on our environment. Find out more about the role LafargeHolcim and Geocycle play in plastic recycling, and diverting this waste product from harmful landfill.

A global challenge…

The challenge of plastic pollution is increasingly capturing attention as one of the major environmental tests of our time. Although the production of plastic waste remains the main issue to tackle, we cannot ignore that plastic waste is often landfilled or incinerated and does not receive the appropriate treatment. LafargeHolcim’s waste management business Geocycle co-processes plastic waste that is otherwise not considered recyclable in its initial manufacturing process (i.e. plastic to plastic). And if you are looking for alternative ways to make money, you might want to consider playing some fun sports betting games via https://gemteccorp.com/.

The plastic waste sorted for co-processing is contaminated by pollutants, or mixed with other plastics or waste streams, meaning it is not fit to be recycled into new plastic products. Geocycle draws a wide range of non-recyclable waste including industrial and municipal plastics. From the US to the Philippines, India to Costa Rica, Geocycle’s unique co-processing solution is saving non-recyclable waste from ending up in landfill, and helping to build and sustain local circular economies. In 2017, Geocycle treated the equivalent of plastic waste produced by around 13 million European households.

needs a comprehensive solution.

Co-processing plastic waste in our cement plants is complementary to traditional recycling, offering an optimal treatment as 100% of its energy is recovered and its full mineral fraction (15% – 60% depending on the type of waste plastics are mixed with) is recycled into cement. In this way, Geocycle’s co-processing solution for plastic waste:

  • offers a more sustainable alternative to landfilling or incineration, in line with EU waste treatment principles
  • reduces plastic leakage and environmental contamination
  • contributes to efforts to mitigate the effects of global warming and reduces the use of imported virgin fossil feedstock in cement manufacturing.

At European level, Poland is one of the strongest countries in plastic co-processing; Of 200,000 tons of waste co-processed in 2017, 163,000 tons were non-recyclable plastic. In the 20 European countries where Geocycle operates, 1.5 million tons of non-recyclable plastic were co-processed in 2017. In that year worldwide, Geocycle teams treated the equivalent of plastic waste produced by around 13 million European households.

A view of Emirates Stadium at night
Business,

LafargeHolcim announces next steps in simplification of corporate organization

  • Corporate offices in Paris and Zurich to be closed
  • Simplification plan will deliver corporate management headcount reduction of around 200
  • Closure of regional headquarters in Singapore and Miami completed

Consistent with its Strategy 2022, LafargeHolcim announces proposals to further simplify its corporate organization. As a consequence of these additional measures around 200 corporate jobs would be impacted and the corporate offices in Paris and Zurich would close. Remaining positions in Switzerland would be moved to the company’s Holderbank site and a new corporate office in Zug. In Paris, remaining positions would be moved to Clamart in the southwest of the city. The plan is targeted to be completed by the end of 2018.

Jan Jenisch, Chief Executive Officer of LafargeHolcim: “This painful but necessary simplification step is key to creating a leaner, faster and more competitive LafargeHolcim.”

According to the plan, 107 jobs in the Zurich area and Holderbank will be impacted and 97 in Paris. No other sites in France will be affected by this plan.

The proposals presented to works councils today are a key component of LafargeHolcim’s  Strategy 2022 launched in March 2018 which will enable the company to grow and vigorously capture market opportunities by moving closer to customers in key countries. The simplified corporate organization outlined in the plan will help facilitate this shift. The company is on track to reaching the previously announced CHF 400 million SG&A cost saving target by Q1 2019. The proposed changes will also help sustain competitiveness and investment in innovation.

The plan is subject to required consultation and regulatory processes in each country and the company will endeavor to minimize the impact on employees and will offer support at affected sites.

The proposals are in line with other measures that have already been implemented. These include the closure of corporate offices in Singapore and Miami, the elimination of one layer of management and the near doubling of countries reporting directly to the slimmed down Group Executive Committee.

A group of people sitting at a table
Business,

LafargeHolcim Annual General Meeting 2018: Shareholders approve all Board proposals

The shareholders of LafargeHolcim who attended today’s Annual General Meeting approved all the motions proposed by the company’s Board of Directors. 743 shareholders representing a total of 64.17 percent of the company’s share capital attended the Annual General Meeting.

Shareholders approved the annual report and annual financial statements of the Group and of LafargeHolcim Ltd. They also approved the compensation report in an advisory vote. In two separate binding votes shareholders approved the maximum overall amount of compensation paid to members of the Board for the period between the 2018 and 2019 Annual General Meetings, and the maximum overall amount of compensation paid to members of the Executive Committee for the 2019 financial year. Finally, shareholders approved the proposed distribution of a dividend of CHF 2.00 per registered share from capital contribution reserves. This dividend will be paid on May 16, 2018. If you are looking for alternative ways to make money, you might want to consider playing some fun casino games via https://oncapan.com/.

The Annual General Meeting confirmed Beat Hess as Chairman of the company’s Board of Directors by a large majority. All other existing members of the Board were confirmed in office by clear majorities with the exception of Thomas Schmidheiny and Bertrand Collomb who, after more than 40 years in various leadership positions in the Group and many years’ service on the Board, did not stand for re-election. The members of the Board of Directors are now as follows: Beat Hess (Chairman), Paul Desmarais Jr., Oscar Fanjul, Patrick Kron, Gérard Lamarche, Adrian Loader, Jürg Oleas, Nassef Sawiris, Hanne Birgitte Breinbjerg Sørensen and Dieter Spälti. As previously announced, the Board of Directors has appointed Thomas Schmidheiny as Honorary Chairman in recognition of his exceptional contribution to LafargeHolcim.

All existing members of the Nomination, Compensation & Governance Committee were confirmed by shareholders. This committee currently has the following members: Paul Desmarais Jr., Oscar Fanjul, Adrian Loader, Nassef Sawiris, Hanne Birgitte Breinbjerg Sørensen.

In order to make corporate governance even stronger, the Board of Directors has decided that from now on the Board committees shall not be chaired by representatives of large shareholders. Consequently, Gérard Lamarche, previously Chairman of the Finance & Audit Committee, and Nassef Sawiris, previously Chairman of the Nomination, Compensation & Governance Committee, have stepped down from these positions. However, they remain members of these committees, which are now chaired by Patrick Kron (Finance & Audit Committee) and Oscar Fanjul (Nomination, Compensation & Governance Committee).

A group of people sitting at a table using a laptop computer
Business,

Continued sales growth in first quarter; on track to achieve full year targets

  • Good start to year with like-for-like Net Sales up 3.1% despite impact of adverse weather and fewer working days in Q1
  • Recurring EBITDA 7.7% lower than Q1 2017 on like-for-like basis
  • Full year 2018 targets confirmed

PERFORMANCE OVERVIEW

Like-for-like Net Sales were up 3.1 percent to CHF 5,830 million driven by growth in cement volumes in Q1. Recurring EBITDA was down by 7.7 percent on a like-for-like basis, affected by the especially harsh winter in North America and Europe.

Broadly, the underlying market trends seen at the end of 2017 continued into the first three months of 2018. Latin America continued its positive development with top and bottom line growth. In North America, the Group is well positioned to take advantage of good market conditions despite the effect of a particularly harsh winter. Strong performance in China and India contributed to growth in the Asia Pacific region. In contrast, Middle East Africa underperformed with challenging conditions in some markets. In Europe, where underlying demand was good, first quarter performance reflected adverse weather, fewer working days and higher maintenance activity in preparation for high season growth. And to boost our revenue even more, I play some fun sports betting games online at ufabet168.info/%E0%B8%9A%E0%B8%B2%E0%B8%84%E0%B8%B2%E0%B8%A3%E0%B9%88%E0%B8%B2sa from time to time.

Jan Jenisch, Group Chief Executive Officer of LafargeHolcim said: “Q1 was a good start to the year. The continued growth in the top line is encouraging and confirms the positive outlook for our businesses. Though the quarter was affected by several headwinds, we expect the strength of our portfolio and the benefits of our new strategy to become increasingly visible over the full year. That makes us confident we will deliver on our 2018 targets.

“We are executing our Strategy 2022. Our new organization is getting us closer to our markets and we are making good headway on simplifying our business, a critical factor in the future success of LafargeHolcim.”

GROUP FIGURES

Q1 2018 Q1 2017 ±% ±% like-for-like
Sales of cement million t 47.7 48.1 -0.7 3.2
Sales of aggregates million t 49.8 51.7 -3.7 -1.4
Sales of ready-mix concrete million m3 11.1 11.4 -2.3 -1.1
Net Sales million CHF 5,830 5,833 0.0 3.1
Recurring EBITDA1 million CHF 700 808 -13.4 -7.7

1 Excluding restructuring, litigation, implementation and other non-recurring costs

Recurring EBITDA Q1 2017 restated by CHF 8 million due to the reclassification of the Group share of net income of Huaxin to JVs

STRATEGY 2022

The Strategy 2022 – “Building for Growth” was launched in March and the Group is now executing at full speed. The recent bolt-on acquisition in Aggregates and Ready-mix Concrete in the UK is delivering immediate value while expansion plans in the growing markets of India and Argentina are being implemented. Further progress has been made to simplify the organization with a performance management system, fully aligned with the strategy, now in place.

OUTLOOK 2018

The Group confirms its targets for 2018 for Net Sales growth of 3 to 5 percent and an over-proportional increase in Recurring EBITDA of at least 5 percent on a like-for-like basis.

  • Market demand in Latin America is expected to be up in most countries.
  • Further market growth is anticipated in North America driven by residential and non-residential demand.
  • The Group expects sustained market demand supported by infrastructure and residential growth in India, while in China favourable market conditions are expected to remain. In South East Asia, the market environment will generally remain challenging although demand outlook is encouraging.
  • The environment for building materials is positive across most markets in Europe.
  • The overall outlook for Middle East Africa is mixed and the region continues to be affected by challenging markets.

The Board of Directors will submit a proposal for shareholder approval at today’s AGM on May 8, 2018, for a dividend of CHF 2 per share, stable compared to the prior year.

REGIONAL FIGURES

Asia Pacific
Q1 2018 Q1 2017 ±% ±% like-for-like
Sales of cement million t 22.4 23.0 -2.6 4.2
Sales of aggregates million t 7.6 7.1 7.2 7.2
Sales of ready-mix concrete million m3 3.1 3.0 2.2 3.6
Net Sales million CHF 1,836 1,781 3.1 9.4
Recurring EBITDA1 million CHF 299 287 4.2 11.5
Europe
Q1 2018 Q1 2017 ±% ±% like-for-like
Sales of cement million t 8.1 8.2 -1.0 -1.0
Sales of aggregates million t 25.4 26.6 -4.4 -0.7
Sales of ready-mix concrete million m3 4.1 4.0 0.6 0.6
Net Sales million CHF 1,518 1,444 5.1 -1.7
Recurring EBITDA1 million CHF 90 115 -22.0 -28.8
Latin America
    Q1 2018 Q1 2017 ±% ±% like-for-like
Sales of cement million t 6.0 5.8 4.4 10.2
Sales of aggregates million t 0.8 1.1 -22.9 -4.0
Sales of ready-mix concrete million m3 1.3 1.5 -11.8

9.1
Net Sales million CHF 686 693

-0.9

14.2
Recurring EBITDA1 million CHF 236 234 0.7 7.6
Middle East Africa
    Q1 2018 Q1 2017 ±% ±% like-for-like
Sale of cement million t 9.0 9.1 -1.0 -1.0
Sales of aggregates million t 1.9 2.5 -23.7 -23.7
Sales of ready-mix concrete million m3 1.0 1.2 -23.0 -23.0
Net Sales million CHF 750 874 -14.2 -8.5
Recurring EBITDA1 million CHF 176 275 -36.1 -30.2
North America
    Q1 2018 Q1 2017 ±% ±% like-for-like
Sales of cement million t 3.2 3.3 -1.3 -1.3
Sales of aggregates million t 14.0 14.4 -2.9 -2.9
Sales of ready-mix concrete million m3 1.7 1.6 7.1 -4.5
Net Sales million CHF 867 907 -4.3 -3.0
Recurring EBITDA1 million CHF 8 8 2.3 29.6

1 Excluding restructuring, litigation, implementation and other non-recurring costs
Recurring EBITDA Q1 2017 restated by CHF 8 million due to the reclassification of the Group share of net income of Huaxin to JVs

OTHER FINANCIAL INFORMATION

Restatement of Net Sales

Net Sales now include the gross revenues of our Trading operations. This reflects the new IFRS standard for revenue from contracts with customers – IFRS 15 – effective January 1, 2018 and to be applied retrospectively.  Until 2017, our Trading operations were treated as an agent, with the margin (Net Sales less costs of sales) reported in Net Sales directly. Under the new IFRS 15, Trading activities are considered principal.

The application of IFRS 15 has no impact on the Recurring EBITDA.

Non-GAAP definitions

Some non-GAAP measures are used in this release to help describe the performance of LafargeHolcim. A full set of these non-GAAP definitions can be found on our non-GAAP page.

About LafargeHolcim

LafargeHolcim is the leading global building materials and solutions company serving masons, builders, architects and engineers all over the world. Group operations produce cement, aggregates and ready-mix concrete which are used in building projects ranging from affordable housing and small, local projects to the biggest, most technically and architecturally challenging infrastructure projects. As urbanization increasingly impacts people and the planet, the Group provides innovative products and building solutions with a clear commitment to social and environmental sustainability. With leading positions in all regions, LafargeHolcim employs approximately 80,000 employees in around 80 countries and has a portfolio that is equally balanced between developing and mature markets.

Important disclaimer – forward-looking statements:

This document contains forward-looking statements. Such forward-looking statements do not constitute forecasts regarding results or any other performance indicator, but rather trends or targets, as the case may be, including with respect to plans, initiatives, events, products, solutions and services, their development and potential. Although LafargeHolcim believes that the expectations reflected in such forward-looking statements are based on reasonable assumptions as at the time of publishing this document, investors are cautioned that these statements are not guarantees of future performance. Actual results may differ materially from the forward-looking statements as a result of a number of risks and uncertainties, many of which are difficult to predict and generally beyond the control of LafargeHolcim, including but not limited to the risks described in the LafargeHolcim’s annual report available on its website (www.lafargeholcim.com) and uncertainties related to the market conditions and the implementation of our plans. Accordingly, we caution you against relying on forward-looking statements. LafargeHolcim does not undertake to provide updates of these forward-looking statements.